LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,737
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,537
−HK$813/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$29,015
+HK$1,665/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,632
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$779/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$31,769
+HK$1,591/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,884
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,844
−HK$976/mo
Today · 4.125%
HK$32,820
baseline
▲ 0.50% · 4.625%
HK$34,818
+HK$1,998/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,640/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,358
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,279
−HK$935/mo
Today · 4.125%
HK$36,214
baseline
▲ 0.50% · 4.625%
HK$38,123
+HK$1,909/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,428/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,031
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,152
−HK$1,139/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,329/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,091/mo
Today · 4.125%
HK$42,250
baseline
▲ 0.50% · 4.625%
HK$44,477
+HK$2,227/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,500/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,326
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,767
−HK$1,464/mo
Today · 4.125%
HK$49,231
baseline
▲ 0.50% · 4.625%
HK$52,226
+HK$2,995/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,462/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,537
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,919
−HK$1,402/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,185
+HK$2,864/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,251 · Scale 2, in force from 26 Feb 2026)