LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,740
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,540
−HK$814/mo
Today · 4.125%
HK$27,354
baseline
▲ 0.50% · 4.625%
HK$29,018
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,708/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,635
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,403
−HK$779/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$31,773
+HK$1,591/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,887
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$976/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,998/mo
Deposit HK$4.52M · loan HK$6.77M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,362
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$934/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$1,910/mo
Deposit HK$4.52M · loan HK$6.77M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,035
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,156
−HK$1,139/mo
Today · 4.125%
HK$38,295
baseline
▲ 0.50% · 4.625%
HK$40,625
+HK$2,330/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,590/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,089
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,164
−HK$1,091/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,482
+HK$2,227/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,331
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,772
−HK$1,464/mo
Today · 4.125%
HK$49,236
baseline
▲ 0.50% · 4.625%
HK$52,232
+HK$2,996/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,472/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,543
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,925
−HK$1,403/mo
Today · 4.125%
HK$54,328
baseline
▲ 0.50% · 4.625%
HK$57,191
+HK$2,863/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,656/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,300 · Scale 2, in force from 26 Feb 2026)