LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,745
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,546
−HK$814/mo
Today · 4.125%
HK$27,360
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,665/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,720/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$779/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$31,780
+HK$1,591/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,895
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,856
−HK$976/mo
Today · 4.125%
HK$32,832
baseline
▲ 0.50% · 4.625%
HK$34,830
+HK$1,998/mo
Deposit HK$4.52M · loan HK$6.77M · min. income ≈ HK$65,664/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,370
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,292
−HK$935/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,136
+HK$1,909/mo
Deposit HK$4.52M · loan HK$6.77M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,044
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,165
−HK$1,139/mo
Today · 4.125%
HK$38,304
baseline
▲ 0.50% · 4.625%
HK$40,635
+HK$2,331/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,608/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,174
−HK$1,091/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,492
+HK$2,227/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,342
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,783
−HK$1,465/mo
Today · 4.125%
HK$49,248
baseline
▲ 0.50% · 4.625%
HK$52,244
+HK$2,996/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,496/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,555
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,937
−HK$1,403/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,205
+HK$2,865/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,398 · Scale 2, in force from 26 Feb 2026)