LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,748
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,549
−HK$814/mo
Today · 4.125%
HK$27,363
baseline
▲ 0.50% · 4.625%
HK$29,028
+HK$1,665/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,726/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,413
−HK$779/mo
Today · 4.125%
HK$30,192
baseline
▲ 0.50% · 4.625%
HK$31,784
+HK$1,592/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,384/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,898
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,859
−HK$976/mo
Today · 4.125%
HK$32,835
baseline
▲ 0.50% · 4.625%
HK$34,833
+HK$1,998/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,670/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,295
−HK$936/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,140
+HK$1,909/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,169
−HK$1,139/mo
Today · 4.125%
HK$38,308
baseline
▲ 0.50% · 4.625%
HK$40,639
+HK$2,331/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,616/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,103
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,178
−HK$1,091/mo
Today · 4.125%
HK$42,269
baseline
▲ 0.50% · 4.625%
HK$44,497
+HK$2,228/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,538/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,347
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,465/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,560
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,403/mo
Today · 4.125%
HK$54,346
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,865/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,692/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,444 · Scale 2, in force from 26 Feb 2026)