LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,749
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,550
−HK$814/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$29,029
+HK$1,665/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,645
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,414
−HK$779/mo
Today · 4.125%
HK$30,193
baseline
▲ 0.50% · 4.625%
HK$31,785
+HK$1,592/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,386/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,899
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,860
−HK$976/mo
Today · 4.125%
HK$32,836
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,998/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,672/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,374
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,296
−HK$936/mo
Today · 4.125%
HK$36,232
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$1,909/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,464/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,170
−HK$1,139/mo
Today · 4.125%
HK$38,309
baseline
▲ 0.50% · 4.625%
HK$40,640
+HK$2,331/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,618/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,179
−HK$1,091/mo
Today · 4.125%
HK$42,270
baseline
▲ 0.50% · 4.625%
HK$44,498
+HK$2,228/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,540/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,348
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,790
−HK$1,464/mo
Today · 4.125%
HK$49,254
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,997/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,508/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,562
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,945
−HK$1,402/mo
Today · 4.125%
HK$54,347
baseline
▲ 0.50% · 4.625%
HK$57,212
+HK$2,865/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,694/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,455 · Scale 2, in force from 26 Feb 2026)