LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,752
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,553
−HK$813/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$29,032
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,417
−HK$779/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$31,788
+HK$1,592/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,902
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,863
−HK$977/mo
Today · 4.125%
HK$32,840
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,998/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,680/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,378
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,300
−HK$935/mo
Today · 4.125%
HK$36,235
baseline
▲ 0.50% · 4.625%
HK$38,145
+HK$1,910/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,470/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,052
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,174
−HK$1,139/mo
Today · 4.125%
HK$38,313
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,331/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,626/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,108
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,183
−HK$1,092/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,503
+HK$2,228/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,353
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,795
−HK$1,464/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$52,257
+HK$2,998/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,567
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,950
−HK$1,403/mo
Today · 4.125%
HK$54,353
baseline
▲ 0.50% · 4.625%
HK$57,218
+HK$2,865/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,706/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,498 · Scale 2, in force from 26 Feb 2026)