LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,754
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$813/mo
Today · 4.125%
HK$27,369
baseline
▲ 0.50% · 4.625%
HK$29,035
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,738/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,420
−HK$780/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,591/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,905
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,867
−HK$976/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,842
+HK$1,999/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,382
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,304
−HK$935/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,056
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$1,139/mo
Today · 4.125%
HK$38,317
baseline
▲ 0.50% · 4.625%
HK$40,649
+HK$2,332/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,634/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,112
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,188
−HK$1,091/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,229/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,358
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,800
−HK$1,465/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$52,263
+HK$2,998/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,573
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,956
−HK$1,403/mo
Today · 4.125%
HK$54,359
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$2,866/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,718/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,546 · Scale 2, in force from 26 Feb 2026)