LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,755
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,556
−HK$814/mo
Today · 4.125%
HK$27,370
baseline
▲ 0.50% · 4.625%
HK$29,036
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,740/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,421
−HK$779/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$31,792
+HK$1,592/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,906
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,868
−HK$976/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,843
+HK$1,999/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,383
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,305
−HK$936/mo
Today · 4.125%
HK$36,241
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$1,910/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,482/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,057
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,179
−HK$1,139/mo
Today · 4.125%
HK$38,318
baseline
▲ 0.50% · 4.625%
HK$40,650
+HK$2,332/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,636/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,113
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,189
−HK$1,092/mo
Today · 4.125%
HK$42,281
baseline
▲ 0.50% · 4.625%
HK$44,509
+HK$2,228/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,562/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,359
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,801
−HK$1,466/mo
Today · 4.125%
HK$49,267
baseline
▲ 0.50% · 4.625%
HK$52,264
+HK$2,997/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,534/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,574
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,958
−HK$1,403/mo
Today · 4.125%
HK$54,361
baseline
▲ 0.50% · 4.625%
HK$57,226
+HK$2,865/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,722/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,559 · Scale 2, in force from 26 Feb 2026)