LTV · monthly repayment
▼ 0.50% · 3.625%
HK$257,562
−HK$16,152/mo
▼ 0.25% · 3.875%
HK$265,574
−HK$8,140/mo
Today · 4.125%
HK$273,714
baseline
▲ 0.50% · 4.625%
HK$290,368
+HK$16,654/mo
Deposit HK$56.48M · loan HK$56.48M · min. income ≈ HK$547,428/mo (50% DSR)
Upfront cash ≈ HK$63.82M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,535
−HK$15,481/mo
▼ 0.25% · 3.875%
HK$294,220
−HK$7,796/mo
Today · 4.125%
HK$302,016
baseline
▲ 0.50% · 4.625%
HK$317,936
+HK$15,920/mo
Deposit HK$56.48M · loan HK$56.48M · min. income ≈ HK$604,032/mo (50% DSR)
Upfront cash ≈ HK$63.82M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,075
−HK$19,381/mo
▼ 0.25% · 3.875%
HK$318,688
−HK$9,768/mo
Today · 4.125%
HK$328,456
baseline
▲ 0.50% · 4.625%
HK$348,442
+HK$19,986/mo
Deposit HK$45.18M · loan HK$67.77M · min. income ≈ HK$656,912/mo (50% DSR)
Upfront cash ≈ HK$52.52M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,842
−HK$18,577/mo
▼ 0.25% · 3.875%
HK$353,064
−HK$9,355/mo
Today · 4.125%
HK$362,419
baseline
▲ 0.50% · 4.625%
HK$381,523
+HK$19,104/mo
Deposit HK$45.18M · loan HK$67.77M · min. income ≈ HK$724,838/mo (50% DSR)
Upfront cash ≈ HK$52.52M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,587
−HK$22,612/mo
▼ 0.25% · 3.875%
HK$371,803
−HK$11,396/mo
Today · 4.125%
HK$383,199
baseline
▲ 0.50% · 4.625%
HK$406,516
+HK$23,317/mo
Deposit HK$33.89M · loan HK$79.07M · min. income ≈ HK$766,398/mo (50% DSR)
Upfront cash ≈ HK$41.23M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,149
−HK$21,673/mo
▼ 0.25% · 3.875%
HK$411,908
−HK$10,914/mo
Today · 4.125%
HK$422,822
baseline
▲ 0.50% · 4.625%
HK$445,110
+HK$22,288/mo
Deposit HK$33.89M · loan HK$79.07M · min. income ≈ HK$845,644/mo (50% DSR)
Upfront cash ≈ HK$41.23M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$463,612
−HK$29,072/mo
▼ 0.25% · 3.875%
HK$478,033
−HK$14,651/mo
Today · 4.125%
HK$492,684
baseline
▲ 0.50% · 4.625%
HK$522,663
+HK$29,979/mo
Deposit HK$11.30M · loan HK$101.66M · min. income ≈ HK$985,368/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,763
−HK$27,866/mo
▼ 0.25% · 3.875%
HK$529,596
−HK$14,033/mo
Today · 4.125%
HK$543,629
baseline
▲ 0.50% · 4.625%
HK$572,284
+HK$28,655/mo
Deposit HK$11.30M · loan HK$101.66M · min. income ≈ HK$1,087,258/mo (50% DSR)
Upfront cash ≈ HK$18.64M (deposit + AVD stamp duty HK$7,341,953 · Scale 2, in force from 26 Feb 2026)