LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,763
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,564
−HK$815/mo
Today · 4.125%
HK$27,379
baseline
▲ 0.50% · 4.625%
HK$29,044
+HK$1,665/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,758/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,661
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$780/mo
Today · 4.125%
HK$30,210
baseline
▲ 0.50% · 4.625%
HK$31,802
+HK$1,592/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,420/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,916
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$977/mo
Today · 4.125%
HK$32,854
baseline
▲ 0.50% · 4.625%
HK$34,853
+HK$1,999/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,708/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,393
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$935/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,190
−HK$1,140/mo
Today · 4.125%
HK$38,330
baseline
▲ 0.50% · 4.625%
HK$40,662
+HK$2,332/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,660/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,126
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,091/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,373
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,816
−HK$1,465/mo
Today · 4.125%
HK$49,281
baseline
▲ 0.50% · 4.625%
HK$52,280
+HK$2,999/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,562/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,590
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,974
−HK$1,403/mo
Today · 4.125%
HK$54,377
baseline
▲ 0.50% · 4.625%
HK$57,244
+HK$2,867/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,754/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,687 · Scale 2, in force from 26 Feb 2026)