LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,766
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$814/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$779/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,805
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,919
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$977/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,857
+HK$2,000/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$936/mo
Today · 4.125%
HK$36,255
baseline
▲ 0.50% · 4.625%
HK$38,166
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,510/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,072
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,194
−HK$1,140/mo
Today · 4.125%
HK$38,334
baseline
▲ 0.50% · 4.625%
HK$40,666
+HK$2,332/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,668/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,129
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,091/mo
Today · 4.125%
HK$42,297
baseline
▲ 0.50% · 4.625%
HK$44,527
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,594/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,378
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,821
−HK$1,465/mo
Today · 4.125%
HK$49,286
baseline
▲ 0.50% · 4.625%
HK$52,285
+HK$2,999/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,572/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,595
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,979
−HK$1,403/mo
Today · 4.125%
HK$54,382
baseline
▲ 0.50% · 4.625%
HK$57,249
+HK$2,867/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,764/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,728 · Scale 2, in force from 26 Feb 2026)