LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,768
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,569
−HK$815/mo
Today · 4.125%
HK$27,384
baseline
▲ 0.50% · 4.625%
HK$29,050
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,768/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,435
−HK$780/mo
Today · 4.125%
HK$30,215
baseline
▲ 0.50% · 4.625%
HK$31,808
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,430/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,921
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,883
−HK$977/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,860
+HK$2,000/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,400
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,322
−HK$936/mo
Today · 4.125%
HK$36,258
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,516/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,075
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,197
−HK$1,140/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,333/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,133
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,209
−HK$1,092/mo
Today · 4.125%
HK$42,301
baseline
▲ 0.50% · 4.625%
HK$44,531
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,602/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,382
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,465/mo
Today · 4.125%
HK$49,290
baseline
▲ 0.50% · 4.625%
HK$52,290
+HK$3,000/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,580/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,599
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,404/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$2,867/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,764 · Scale 2, in force from 26 Feb 2026)