LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,769
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$815/mo
Today · 4.125%
HK$27,385
baseline
▲ 0.50% · 4.625%
HK$29,051
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,770/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,668
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,436
−HK$780/mo
Today · 4.125%
HK$30,216
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,432/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,923
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$978/mo
Today · 4.125%
HK$32,862
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$1,999/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,724/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$936/mo
Today · 4.125%
HK$36,260
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,520/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,076
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,199
−HK$1,140/mo
Today · 4.125%
HK$38,339
baseline
▲ 0.50% · 4.625%
HK$40,671
+HK$2,332/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,678/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,135
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,211
−HK$1,092/mo
Today · 4.125%
HK$42,303
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,606/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,384
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,827
−HK$1,466/mo
Today · 4.125%
HK$49,293
baseline
▲ 0.50% · 4.625%
HK$52,292
+HK$2,999/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,586/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,602
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,986
−HK$1,404/mo
Today · 4.125%
HK$54,390
baseline
▲ 0.50% · 4.625%
HK$57,256
+HK$2,866/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,780/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,782 · Scale 2, in force from 26 Feb 2026)