LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,770
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,572
−HK$814/mo
Today · 4.125%
HK$27,386
baseline
▲ 0.50% · 4.625%
HK$29,052
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,772/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,669
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,438
−HK$780/mo
Today · 4.125%
HK$30,218
baseline
▲ 0.50% · 4.625%
HK$31,811
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,436/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,924
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$977/mo
Today · 4.125%
HK$32,863
baseline
▲ 0.50% · 4.625%
HK$34,863
+HK$2,000/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,726/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,403
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$936/mo
Today · 4.125%
HK$36,261
baseline
▲ 0.50% · 4.625%
HK$38,173
+HK$1,912/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,522/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,078
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,200
−HK$1,140/mo
Today · 4.125%
HK$38,340
baseline
▲ 0.50% · 4.625%
HK$40,673
+HK$2,333/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,680/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,136
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,213
−HK$1,092/mo
Today · 4.125%
HK$42,305
baseline
▲ 0.50% · 4.625%
HK$44,535
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,610/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,386
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,829
−HK$1,466/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,999/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,604
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,988
−HK$1,404/mo
Today · 4.125%
HK$54,392
baseline
▲ 0.50% · 4.625%
HK$57,259
+HK$2,867/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,784/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,802 · Scale 2, in force from 26 Feb 2026)