LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,774
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$815/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$29,057
+HK$1,666/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,443
−HK$780/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,929
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$978/mo
Today · 4.125%
HK$32,869
baseline
▲ 0.50% · 4.625%
HK$34,869
+HK$2,000/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,738/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,408
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,331
−HK$936/mo
Today · 4.125%
HK$36,267
baseline
▲ 0.50% · 4.625%
HK$38,179
+HK$1,912/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,534/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,206
−HK$1,141/mo
Today · 4.125%
HK$38,347
baseline
▲ 0.50% · 4.625%
HK$40,680
+HK$2,333/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,694/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,220
−HK$1,092/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,542
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,394
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,466/mo
Today · 4.125%
HK$49,303
baseline
▲ 0.50% · 4.625%
HK$52,303
+HK$3,000/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,606/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,613
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,997
−HK$1,404/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$2,868/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,872 · Scale 2, in force from 26 Feb 2026)