LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,776
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,578
−HK$814/mo
Today · 4.125%
HK$27,392
baseline
▲ 0.50% · 4.625%
HK$29,059
+HK$1,667/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,784/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,675
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$780/mo
Today · 4.125%
HK$30,225
baseline
▲ 0.50% · 4.625%
HK$31,818
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,450/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,931
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,893
−HK$978/mo
Today · 4.125%
HK$32,871
baseline
▲ 0.50% · 4.625%
HK$34,871
+HK$2,000/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,742/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,411
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,333
−HK$937/mo
Today · 4.125%
HK$36,270
baseline
▲ 0.50% · 4.625%
HK$38,181
+HK$1,911/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,540/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,086
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,209
−HK$1,140/mo
Today · 4.125%
HK$38,349
baseline
▲ 0.50% · 4.625%
HK$40,683
+HK$2,334/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,698/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,146
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,222
−HK$1,093/mo
Today · 4.125%
HK$42,315
baseline
▲ 0.50% · 4.625%
HK$44,545
+HK$2,230/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,630/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,397
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,840
−HK$1,466/mo
Today · 4.125%
HK$49,306
baseline
▲ 0.50% · 4.625%
HK$52,306
+HK$3,000/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$98,612/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,616
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,000
−HK$1,405/mo
Today · 4.125%
HK$54,405
baseline
▲ 0.50% · 4.625%
HK$57,272
+HK$2,867/mo
Deposit HK$1.13M · loan HK$10.17M · min. income ≈ HK$108,810/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,899 · Scale 2, in force from 26 Feb 2026)