LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,783
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,585
−HK$814/mo
Today · 4.125%
HK$27,399
baseline
▲ 0.50% · 4.625%
HK$29,067
+HK$1,668/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,798/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,683
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,452
−HK$781/mo
Today · 4.125%
HK$30,233
baseline
▲ 0.50% · 4.625%
HK$31,826
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,466/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,939
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$977/mo
Today · 4.125%
HK$32,879
baseline
▲ 0.50% · 4.625%
HK$34,880
+HK$2,001/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$65,758/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,343
−HK$936/mo
Today · 4.125%
HK$36,279
baseline
▲ 0.50% · 4.625%
HK$38,191
+HK$1,912/mo
Deposit HK$4.52M · loan HK$6.78M · min. income ≈ HK$72,558/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,096
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,219
−HK$1,140/mo
Today · 4.125%
HK$38,359
baseline
▲ 0.50% · 4.625%
HK$40,693
+HK$2,334/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$76,718/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,156
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,233
−HK$1,093/mo
Today · 4.125%
HK$42,326
baseline
▲ 0.50% · 4.625%
HK$44,557
+HK$2,231/mo
Deposit HK$3.39M · loan HK$7.91M · min. income ≈ HK$84,652/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,409
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,467/mo
Today · 4.125%
HK$49,319
baseline
▲ 0.50% · 4.625%
HK$52,320
+HK$3,001/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,638/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,629
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,014
−HK$1,405/mo
Today · 4.125%
HK$54,419
baseline
▲ 0.50% · 4.625%
HK$57,287
+HK$2,868/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,838/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$424,010 · Scale 2, in force from 26 Feb 2026)