LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,786
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$814/mo
Today · 4.125%
HK$27,403
baseline
▲ 0.50% · 4.625%
HK$29,071
+HK$1,668/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,806/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,687
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,457
−HK$780/mo
Today · 4.125%
HK$30,237
baseline
▲ 0.50% · 4.625%
HK$31,831
+HK$1,594/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,474/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$978/mo
Today · 4.125%
HK$32,884
baseline
▲ 0.50% · 4.625%
HK$34,885
+HK$2,001/mo
Deposit HK$4.52M · loan HK$6.79M · min. income ≈ HK$65,768/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,425
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,348
−HK$936/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,197
+HK$1,913/mo
Deposit HK$4.52M · loan HK$6.79M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,101
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,224
−HK$1,141/mo
Today · 4.125%
HK$38,365
baseline
▲ 0.50% · 4.625%
HK$40,699
+HK$2,334/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,730/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,162
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,239
−HK$1,093/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,563
+HK$2,231/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,416
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,859
−HK$1,467/mo
Today · 4.125%
HK$49,326
baseline
▲ 0.50% · 4.625%
HK$52,328
+HK$3,002/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,652/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,022
−HK$1,405/mo
Today · 4.125%
HK$54,427
baseline
▲ 0.50% · 4.625%
HK$57,296
+HK$2,869/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,854/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$424,072 · Scale 2, in force from 26 Feb 2026)