LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,788
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,590
−HK$815/mo
Today · 4.125%
HK$27,405
baseline
▲ 0.50% · 4.625%
HK$29,072
+HK$1,667/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$54,810/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,689
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,458
−HK$781/mo
Today · 4.125%
HK$30,239
baseline
▲ 0.50% · 4.625%
HK$31,832
+HK$1,593/mo
Deposit HK$5.65M · loan HK$5.65M · min. income ≈ HK$60,478/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,945
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,908
−HK$978/mo
Today · 4.125%
HK$32,886
baseline
▲ 0.50% · 4.625%
HK$34,887
+HK$2,001/mo
Deposit HK$4.52M · loan HK$6.79M · min. income ≈ HK$65,772/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,426
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,350
−HK$936/mo
Today · 4.125%
HK$36,286
baseline
▲ 0.50% · 4.625%
HK$38,199
+HK$1,913/mo
Deposit HK$4.52M · loan HK$6.79M · min. income ≈ HK$72,572/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,103
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,226
−HK$1,141/mo
Today · 4.125%
HK$38,367
baseline
▲ 0.50% · 4.625%
HK$40,701
+HK$2,334/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,734/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,164
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,241
−HK$1,093/mo
Today · 4.125%
HK$42,334
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,231/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$84,668/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,418
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,862
−HK$1,467/mo
Today · 4.125%
HK$49,329
baseline
▲ 0.50% · 4.625%
HK$52,330
+HK$3,001/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,658/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,639
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,024
−HK$1,405/mo
Today · 4.125%
HK$54,429
baseline
▲ 0.50% · 4.625%
HK$57,298
+HK$2,869/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,858/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,093 · Scale 2, in force from 26 Feb 2026)