LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,799
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,601
−HK$816/mo
Today · 4.125%
HK$27,417
baseline
▲ 0.50% · 4.625%
HK$29,085
+HK$1,668/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,834/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,701
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,471
−HK$780/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$31,846
+HK$1,595/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,959
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,921
−HK$979/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,902
+HK$2,002/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,365
−HK$937/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$1,913/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,118
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,242
−HK$1,141/mo
Today · 4.125%
HK$38,383
baseline
▲ 0.50% · 4.625%
HK$40,719
+HK$2,336/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,766/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,181
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,259
−HK$1,093/mo
Today · 4.125%
HK$42,352
baseline
▲ 0.50% · 4.625%
HK$44,585
+HK$2,233/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$84,704/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,438
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,882
−HK$1,468/mo
Today · 4.125%
HK$49,350
baseline
▲ 0.50% · 4.625%
HK$52,353
+HK$3,003/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,700/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,662
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,047
−HK$1,406/mo
Today · 4.125%
HK$54,453
baseline
▲ 0.50% · 4.625%
HK$57,323
+HK$2,870/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,906/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,274 · Scale 2, in force from 26 Feb 2026)