LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,800
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$815/mo
Today · 4.125%
HK$27,418
baseline
▲ 0.50% · 4.625%
HK$29,086
+HK$1,668/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,836/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,703
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,472
−HK$781/mo
Today · 4.125%
HK$30,253
baseline
▲ 0.50% · 4.625%
HK$31,848
+HK$1,595/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,506/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,923
−HK$979/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$2,002/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$937/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,217
+HK$1,913/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,120
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,244
−HK$1,141/mo
Today · 4.125%
HK$38,385
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,336/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,770/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,184
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,093/mo
Today · 4.125%
HK$42,354
baseline
▲ 0.50% · 4.625%
HK$44,587
+HK$2,233/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$84,708/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,440
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,885
−HK$1,468/mo
Today · 4.125%
HK$49,353
baseline
▲ 0.50% · 4.625%
HK$52,356
+HK$3,003/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,706/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,665
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,050
−HK$1,406/mo
Today · 4.125%
HK$54,456
baseline
▲ 0.50% · 4.625%
HK$57,326
+HK$2,870/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,912/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,299 · Scale 2, in force from 26 Feb 2026)