LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,802
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,605
−HK$815/mo
Today · 4.125%
HK$27,420
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,669/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,840/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,705
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,475
−HK$780/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,595/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,963
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$978/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,906
+HK$2,002/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,446
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$938/mo
Today · 4.125%
HK$36,307
baseline
▲ 0.50% · 4.625%
HK$38,220
+HK$1,913/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,614/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,123
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,247
−HK$1,141/mo
Today · 4.125%
HK$38,388
baseline
▲ 0.50% · 4.625%
HK$40,724
+HK$2,336/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,776/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,187
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,264
−HK$1,094/mo
Today · 4.125%
HK$42,358
baseline
▲ 0.50% · 4.625%
HK$44,590
+HK$2,232/mo
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$84,716/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,444
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,889
−HK$1,467/mo
Today · 4.125%
HK$49,356
baseline
▲ 0.50% · 4.625%
HK$52,360
+HK$3,004/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$98,712/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,668
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,054
−HK$1,406/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$2,871/mo
Deposit HK$1.13M · loan HK$10.18M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,331 · Scale 2, in force from 26 Feb 2026)