LTV · monthly repayment
▼ 0.50% · 3.625%
HK$258,076
−HK$16,184/mo
▼ 0.25% · 3.875%
HK$266,104
−HK$8,156/mo
Today · 4.125%
HK$274,260
baseline
▲ 0.50% · 4.625%
HK$290,948
+HK$16,688/mo
Deposit HK$56.59M · loan HK$56.59M · min. income ≈ HK$548,520/mo (50% DSR)
Upfront cash ≈ HK$63.95M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,107
−HK$15,511/mo
▼ 0.25% · 3.875%
HK$294,807
−HK$7,811/mo
Today · 4.125%
HK$302,618
baseline
▲ 0.50% · 4.625%
HK$318,570
+HK$15,952/mo
Deposit HK$56.59M · loan HK$56.59M · min. income ≈ HK$605,236/mo (50% DSR)
Upfront cash ≈ HK$63.95M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,691
−HK$19,421/mo
▼ 0.25% · 3.875%
HK$319,324
−HK$9,788/mo
Today · 4.125%
HK$329,112
baseline
▲ 0.50% · 4.625%
HK$349,137
+HK$20,025/mo
Deposit HK$45.27M · loan HK$67.91M · min. income ≈ HK$658,224/mo (50% DSR)
Upfront cash ≈ HK$52.63M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,528
−HK$18,614/mo
▼ 0.25% · 3.875%
HK$353,768
−HK$9,374/mo
Today · 4.125%
HK$363,142
baseline
▲ 0.50% · 4.625%
HK$382,284
+HK$19,142/mo
Deposit HK$45.27M · loan HK$67.91M · min. income ≈ HK$726,284/mo (50% DSR)
Upfront cash ≈ HK$52.63M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,306
−HK$22,657/mo
▼ 0.25% · 3.875%
HK$372,545
−HK$11,418/mo
Today · 4.125%
HK$383,963
baseline
▲ 0.50% · 4.625%
HK$407,327
+HK$23,364/mo
Deposit HK$33.95M · loan HK$79.22M · min. income ≈ HK$767,926/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$401,950
−HK$21,716/mo
▼ 0.25% · 3.875%
HK$412,730
−HK$10,936/mo
Today · 4.125%
HK$423,666
baseline
▲ 0.50% · 4.625%
HK$445,998
+HK$22,332/mo
Deposit HK$33.95M · loan HK$79.22M · min. income ≈ HK$847,332/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,537
−HK$29,130/mo
▼ 0.25% · 3.875%
HK$478,986
−HK$14,681/mo
Today · 4.125%
HK$493,667
baseline
▲ 0.50% · 4.625%
HK$523,706
+HK$30,039/mo
Deposit HK$11.32M · loan HK$101.86M · min. income ≈ HK$987,334/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$516,792
−HK$27,921/mo
▼ 0.25% · 3.875%
HK$530,653
−HK$14,060/mo
Today · 4.125%
HK$544,713
baseline
▲ 0.50% · 4.625%
HK$573,426
+HK$28,713/mo
Deposit HK$11.32M · loan HK$101.86M · min. income ≈ HK$1,089,426/mo (50% DSR)
Upfront cash ≈ HK$18.67M (deposit + AVD stamp duty HK$7,356,602 · Scale 2, in force from 26 Feb 2026)