LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,809
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$816/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,669/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,712
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,482
−HK$781/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$31,858
+HK$1,595/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,970
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,934
−HK$978/mo
Today · 4.125%
HK$32,912
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$2,003/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,824/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,454
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,378
−HK$938/mo
Today · 4.125%
HK$36,316
baseline
▲ 0.50% · 4.625%
HK$38,230
+HK$1,914/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,632/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,132
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,256
−HK$1,142/mo
Today · 4.125%
HK$38,398
baseline
▲ 0.50% · 4.625%
HK$40,734
+HK$2,336/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$76,796/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,197
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,275
−HK$1,093/mo
Today · 4.125%
HK$42,368
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,234/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$84,736/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,455
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,901
−HK$1,468/mo
Today · 4.125%
HK$49,369
baseline
▲ 0.50% · 4.625%
HK$52,373
+HK$3,004/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,738/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,681
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,067
−HK$1,406/mo
Today · 4.125%
HK$54,473
baseline
▲ 0.50% · 4.625%
HK$57,345
+HK$2,872/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$108,946/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,436 · Scale 2, in force from 26 Feb 2026)