LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,813
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,616
−HK$816/mo
Today · 4.125%
HK$27,432
baseline
▲ 0.50% · 4.625%
HK$29,101
+HK$1,669/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,864/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,717
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$781/mo
Today · 4.125%
HK$30,268
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,596/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,536/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,939
−HK$979/mo
Today · 4.125%
HK$32,918
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$2,003/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,836/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,460
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$938/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,237
+HK$1,915/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,138
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,263
−HK$1,142/mo
Today · 4.125%
HK$38,405
baseline
▲ 0.50% · 4.625%
HK$40,741
+HK$2,336/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$76,810/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,204
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,282
−HK$1,094/mo
Today · 4.125%
HK$42,376
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,233/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$84,752/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,464
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,909
−HK$1,468/mo
Today · 4.125%
HK$49,377
baseline
▲ 0.50% · 4.625%
HK$52,382
+HK$3,005/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,754/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,690
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,077
−HK$1,406/mo
Today · 4.125%
HK$54,483
baseline
▲ 0.50% · 4.625%
HK$57,355
+HK$2,872/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$108,966/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,512 · Scale 2, in force from 26 Feb 2026)