LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,814
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$816/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$29,102
+HK$1,669/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,718
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$782/mo
Today · 4.125%
HK$30,270
baseline
▲ 0.50% · 4.625%
HK$31,865
+HK$1,595/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,540/mo (50% DSR)
Upfront cash ≈ HK$6.08M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,977
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,941
−HK$978/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,386
−HK$937/mo
Today · 4.125%
HK$36,323
baseline
▲ 0.50% · 4.625%
HK$38,238
+HK$1,915/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,646/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,140
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,264
−HK$1,142/mo
Today · 4.125%
HK$38,406
baseline
▲ 0.50% · 4.625%
HK$40,743
+HK$2,337/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$76,812/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,205
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,283
−HK$1,094/mo
Today · 4.125%
HK$42,377
baseline
▲ 0.50% · 4.625%
HK$44,611
+HK$2,234/mo
Deposit HK$3.40M · loan HK$7.92M · min. income ≈ HK$84,754/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,465
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,911
−HK$1,468/mo
Today · 4.125%
HK$49,379
baseline
▲ 0.50% · 4.625%
HK$52,384
+HK$3,005/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,758/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,692
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,079
−HK$1,406/mo
Today · 4.125%
HK$54,485
baseline
▲ 0.50% · 4.625%
HK$57,357
+HK$2,872/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$108,970/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,527 · Scale 2, in force from 26 Feb 2026)