LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,823
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,626
−HK$816/mo
Today · 4.125%
HK$27,442
baseline
▲ 0.50% · 4.625%
HK$29,112
+HK$1,670/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,884/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,727
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,498
−HK$781/mo
Today · 4.125%
HK$30,279
baseline
▲ 0.50% · 4.625%
HK$31,876
+HK$1,597/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,558/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,987
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,951
−HK$979/mo
Today · 4.125%
HK$32,930
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$65,860/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,473
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,397
−HK$938/mo
Today · 4.125%
HK$36,335
baseline
▲ 0.50% · 4.625%
HK$38,251
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.79M · min. income ≈ HK$72,670/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,152
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,276
−HK$1,143/mo
Today · 4.125%
HK$38,419
baseline
▲ 0.50% · 4.625%
HK$40,756
+HK$2,337/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,838/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,218
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,297
−HK$1,094/mo
Today · 4.125%
HK$42,391
baseline
▲ 0.50% · 4.625%
HK$44,626
+HK$2,235/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,782/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,481
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,927
−HK$1,468/mo
Today · 4.125%
HK$49,395
baseline
▲ 0.50% · 4.625%
HK$52,401
+HK$3,006/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,790/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,709
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,096
−HK$1,407/mo
Today · 4.125%
HK$54,503
baseline
▲ 0.50% · 4.625%
HK$57,376
+HK$2,873/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$109,006/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,667 · Scale 2, in force from 26 Feb 2026)