LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,825
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$816/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$782/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,596/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,990
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$980/mo
Today · 4.125%
HK$32,934
baseline
▲ 0.50% · 4.625%
HK$34,938
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,868/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,476
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$938/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,155
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,280
−HK$1,143/mo
Today · 4.125%
HK$38,423
baseline
▲ 0.50% · 4.625%
HK$40,761
+HK$2,338/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,846/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,223
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,301
−HK$1,095/mo
Today · 4.125%
HK$42,396
baseline
▲ 0.50% · 4.625%
HK$44,630
+HK$2,234/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,792/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,486
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,931
−HK$1,470/mo
Today · 4.125%
HK$49,401
baseline
▲ 0.50% · 4.625%
HK$52,406
+HK$3,005/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,802/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,715
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,102
−HK$1,407/mo
Today · 4.125%
HK$54,509
baseline
▲ 0.50% · 4.625%
HK$57,382
+HK$2,873/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$109,018/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,711 · Scale 2, in force from 26 Feb 2026)