LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,828
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$816/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,670/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$781/mo
Today · 4.125%
HK$30,285
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,597/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,570/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$980/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,159
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,283
−HK$1,143/mo
Today · 4.125%
HK$38,426
baseline
▲ 0.50% · 4.625%
HK$40,764
+HK$2,338/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,852/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,226
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,095/mo
Today · 4.125%
HK$42,400
baseline
▲ 0.50% · 4.625%
HK$44,634
+HK$2,234/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,800/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,490
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,469/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,411
+HK$3,006/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,719
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,106
−HK$1,408/mo
Today · 4.125%
HK$54,514
baseline
▲ 0.50% · 4.625%
HK$57,387
+HK$2,873/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$109,028/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,750 · Scale 2, in force from 26 Feb 2026)