LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,829
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,633
−HK$816/mo
Today · 4.125%
HK$27,449
baseline
▲ 0.50% · 4.625%
HK$29,119
+HK$1,670/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,898/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,735
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,505
−HK$782/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$31,884
+HK$1,597/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,995
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,959
−HK$980/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,943
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,482
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,406
−HK$939/mo
Today · 4.125%
HK$36,345
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$1,915/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,690/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,161
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,286
−HK$1,143/mo
Today · 4.125%
HK$38,429
baseline
▲ 0.50% · 4.625%
HK$40,767
+HK$2,338/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,858/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,094/mo
Today · 4.125%
HK$42,402
baseline
▲ 0.50% · 4.625%
HK$44,637
+HK$2,235/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,804/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,493
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,939
−HK$1,469/mo
Today · 4.125%
HK$49,408
baseline
▲ 0.50% · 4.625%
HK$52,414
+HK$3,006/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$98,816/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,723
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,407/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$2,874/mo
Deposit HK$1.13M · loan HK$10.19M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,775 · Scale 2, in force from 26 Feb 2026)