LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,831
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,634
−HK$816/mo
Today · 4.125%
HK$27,450
baseline
▲ 0.50% · 4.625%
HK$29,121
+HK$1,671/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,900/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,736
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,507
−HK$782/mo
Today · 4.125%
HK$30,289
baseline
▲ 0.50% · 4.625%
HK$31,885
+HK$1,596/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,578/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$980/mo
Today · 4.125%
HK$32,941
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,882/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$939/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,263
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,163
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,288
−HK$1,143/mo
Today · 4.125%
HK$38,431
baseline
▲ 0.50% · 4.625%
HK$40,769
+HK$2,338/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,862/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,231
−HK$2,173/mo
▼ 0.25% · 3.875%
HK$41,310
−HK$1,094/mo
Today · 4.125%
HK$42,404
baseline
▲ 0.50% · 4.625%
HK$44,640
+HK$2,236/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,808/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,495
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,941
−HK$1,470/mo
Today · 4.125%
HK$49,411
baseline
▲ 0.50% · 4.625%
HK$52,417
+HK$3,006/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,822/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,725
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,113
−HK$1,407/mo
Today · 4.125%
HK$54,520
baseline
▲ 0.50% · 4.625%
HK$57,394
+HK$2,874/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,040/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,799 · Scale 2, in force from 26 Feb 2026)