LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,832
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,635
−HK$817/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,670/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,737
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$782/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$31,887
+HK$1,597/mo
Deposit HK$5.66M · loan HK$5.66M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,998
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,962
−HK$980/mo
Today · 4.125%
HK$32,942
baseline
▲ 0.50% · 4.625%
HK$34,946
+HK$2,004/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,884/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,485
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,410
−HK$938/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,264
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,289
−HK$1,143/mo
Today · 4.125%
HK$38,432
baseline
▲ 0.50% · 4.625%
HK$40,771
+HK$2,339/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,864/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,232
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,311
−HK$1,095/mo
Today · 4.125%
HK$42,406
baseline
▲ 0.50% · 4.625%
HK$44,641
+HK$2,235/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,812/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,497
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,943
−HK$1,470/mo
Today · 4.125%
HK$49,413
baseline
▲ 0.50% · 4.625%
HK$52,419
+HK$3,006/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,826/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,727
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,115
−HK$1,407/mo
Today · 4.125%
HK$54,522
baseline
▲ 0.50% · 4.625%
HK$57,396
+HK$2,874/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,044/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,815 · Scale 2, in force from 26 Feb 2026)