LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,836
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$817/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$29,127
+HK$1,670/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,743
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,514
−HK$782/mo
Today · 4.125%
HK$30,296
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,597/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,592/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,004
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,968
−HK$980/mo
Today · 4.125%
HK$32,948
baseline
▲ 0.50% · 4.625%
HK$34,953
+HK$2,005/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,896/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,491
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,416
−HK$939/mo
Today · 4.125%
HK$36,355
baseline
▲ 0.50% · 4.625%
HK$38,271
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,710/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,171
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,296
−HK$1,143/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,778
+HK$2,339/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,240
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,319
−HK$1,095/mo
Today · 4.125%
HK$42,414
baseline
▲ 0.50% · 4.625%
HK$44,650
+HK$2,236/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,828/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,506
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,470/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$3,007/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,737
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,125
−HK$1,407/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,407
+HK$2,875/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,894 · Scale 2, in force from 26 Feb 2026)