LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,837
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$817/mo
Today · 4.125%
HK$27,458
baseline
▲ 0.50% · 4.625%
HK$29,128
+HK$1,670/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,916/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$782/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,597/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,005
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,969
−HK$980/mo
Today · 4.125%
HK$32,949
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$2,005/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,898/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,492
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$938/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,272
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,172
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,297
−HK$1,144/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,339/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,241
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,320
−HK$1,095/mo
Today · 4.125%
HK$42,415
baseline
▲ 0.50% · 4.625%
HK$44,651
+HK$2,236/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,830/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,507
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,954
−HK$1,470/mo
Today · 4.125%
HK$49,424
baseline
▲ 0.50% · 4.625%
HK$52,431
+HK$3,007/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,848/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,739
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,126
−HK$1,408/mo
Today · 4.125%
HK$54,534
baseline
▲ 0.50% · 4.625%
HK$57,409
+HK$2,875/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,068/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,908 · Scale 2, in force from 26 Feb 2026)