LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,839
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$817/mo
Today · 4.125%
HK$27,459
baseline
▲ 0.50% · 4.625%
HK$29,130
+HK$1,671/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,918/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$782/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,597/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$980/mo
Today · 4.125%
HK$32,951
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$2,005/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,902/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,494
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$939/mo
Today · 4.125%
HK$36,358
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$1,916/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,716/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,174
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,299
−HK$1,144/mo
Today · 4.125%
HK$38,443
baseline
▲ 0.50% · 4.625%
HK$40,782
+HK$2,339/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,886/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,243
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,323
−HK$1,095/mo
Today · 4.125%
HK$42,418
baseline
▲ 0.50% · 4.625%
HK$44,653
+HK$2,235/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,836/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,510
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,470/mo
Today · 4.125%
HK$49,426
baseline
▲ 0.50% · 4.625%
HK$52,434
+HK$3,008/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,852/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,408/mo
Today · 4.125%
HK$54,537
baseline
▲ 0.50% · 4.625%
HK$57,412
+HK$2,875/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,074/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$424,931 · Scale 2, in force from 26 Feb 2026)