LTV · monthly repayment
▼ 0.50% · 3.625%
HK$258,417
−HK$16,205/mo
▼ 0.25% · 3.875%
HK$266,455
−HK$8,167/mo
Today · 4.125%
HK$274,622
baseline
▲ 0.50% · 4.625%
HK$291,332
+HK$16,710/mo
Deposit HK$56.66M · loan HK$56.66M · min. income ≈ HK$549,244/mo (50% DSR)
Upfront cash ≈ HK$64.03M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,486
−HK$15,532/mo
▼ 0.25% · 3.875%
HK$295,196
−HK$7,822/mo
Today · 4.125%
HK$303,018
baseline
▲ 0.50% · 4.625%
HK$318,991
+HK$15,973/mo
Deposit HK$56.66M · loan HK$56.66M · min. income ≈ HK$606,036/mo (50% DSR)
Upfront cash ≈ HK$64.03M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,100
−HK$19,446/mo
▼ 0.25% · 3.875%
HK$319,746
−HK$9,800/mo
Today · 4.125%
HK$329,546
baseline
▲ 0.50% · 4.625%
HK$349,598
+HK$20,052/mo
Deposit HK$45.33M · loan HK$68.00M · min. income ≈ HK$659,092/mo (50% DSR)
Upfront cash ≈ HK$52.70M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,983
−HK$18,639/mo
▼ 0.25% · 3.875%
HK$354,236
−HK$9,386/mo
Today · 4.125%
HK$363,622
baseline
▲ 0.50% · 4.625%
HK$382,789
+HK$19,167/mo
Deposit HK$45.33M · loan HK$68.00M · min. income ≈ HK$727,244/mo (50% DSR)
Upfront cash ≈ HK$52.70M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$361,784
−HK$22,687/mo
▼ 0.25% · 3.875%
HK$373,037
−HK$11,434/mo
Today · 4.125%
HK$384,471
baseline
▲ 0.50% · 4.625%
HK$407,865
+HK$23,394/mo
Deposit HK$34.00M · loan HK$79.33M · min. income ≈ HK$768,942/mo (50% DSR)
Upfront cash ≈ HK$41.36M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$402,481
−HK$21,744/mo
▼ 0.25% · 3.875%
HK$413,275
−HK$10,950/mo
Today · 4.125%
HK$424,225
baseline
▲ 0.50% · 4.625%
HK$446,587
+HK$22,362/mo
Deposit HK$34.00M · loan HK$79.33M · min. income ≈ HK$848,450/mo (50% DSR)
Upfront cash ≈ HK$41.36M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$465,150
−HK$29,169/mo
▼ 0.25% · 3.875%
HK$479,619
−HK$14,700/mo
Today · 4.125%
HK$494,319
baseline
▲ 0.50% · 4.625%
HK$524,397
+HK$30,078/mo
Deposit HK$11.33M · loan HK$102.00M · min. income ≈ HK$988,638/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$517,475
−HK$27,958/mo
▼ 0.25% · 3.875%
HK$531,353
−HK$14,080/mo
Today · 4.125%
HK$545,433
baseline
▲ 0.50% · 4.625%
HK$574,183
+HK$28,750/mo
Deposit HK$11.33M · loan HK$102.00M · min. income ≈ HK$1,090,866/mo (50% DSR)
Upfront cash ≈ HK$18.70M (deposit + AVD stamp duty HK$7,366,318 · Scale 2, in force from 26 Feb 2026)