LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,844
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$816/mo
Today · 4.125%
HK$27,464
baseline
▲ 0.50% · 4.625%
HK$29,135
+HK$1,671/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,928/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,751
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$782/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$31,902
+HK$1,598/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,012
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$980/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$2,006/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$939/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$1,917/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,307
−HK$1,143/mo
Today · 4.125%
HK$38,450
baseline
▲ 0.50% · 4.625%
HK$40,790
+HK$2,340/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,900/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,251
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,095/mo
Today · 4.125%
HK$42,426
baseline
▲ 0.50% · 4.625%
HK$44,662
+HK$2,236/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,852/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,519
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,966
−HK$1,470/mo
Today · 4.125%
HK$49,436
baseline
▲ 0.50% · 4.625%
HK$52,444
+HK$3,008/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,872/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,752
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,140
−HK$1,408/mo
Today · 4.125%
HK$54,548
baseline
▲ 0.50% · 4.625%
HK$57,423
+HK$2,875/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,096/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,014 · Scale 2, in force from 26 Feb 2026)