LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,846
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,650
−HK$816/mo
Today · 4.125%
HK$27,466
baseline
▲ 0.50% · 4.625%
HK$29,138
+HK$1,672/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,932/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,753
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,524
−HK$782/mo
Today · 4.125%
HK$30,306
baseline
▲ 0.50% · 4.625%
HK$31,904
+HK$1,598/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,612/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,979
−HK$981/mo
Today · 4.125%
HK$32,960
baseline
▲ 0.50% · 4.625%
HK$34,965
+HK$2,005/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,920/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,429
−HK$939/mo
Today · 4.125%
HK$36,368
baseline
▲ 0.50% · 4.625%
HK$38,285
+HK$1,917/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,736/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,184
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,309
−HK$1,144/mo
Today · 4.125%
HK$38,453
baseline
▲ 0.50% · 4.625%
HK$40,793
+HK$2,340/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,906/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,254
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,334
−HK$1,095/mo
Today · 4.125%
HK$42,429
baseline
▲ 0.50% · 4.625%
HK$44,665
+HK$2,236/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,858/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,470/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,448
+HK$3,009/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,143
−HK$1,408/mo
Today · 4.125%
HK$54,551
baseline
▲ 0.50% · 4.625%
HK$57,427
+HK$2,876/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,102/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,044 · Scale 2, in force from 26 Feb 2026)