LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,848
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$817/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,671/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$782/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$31,907
+HK$1,598/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,018
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,982
−HK$981/mo
Today · 4.125%
HK$32,963
baseline
▲ 0.50% · 4.625%
HK$34,968
+HK$2,005/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,926/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,507
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,432
−HK$939/mo
Today · 4.125%
HK$36,371
baseline
▲ 0.50% · 4.625%
HK$38,288
+HK$1,917/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,742/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,187
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,313
−HK$1,143/mo
Today · 4.125%
HK$38,456
baseline
▲ 0.50% · 4.625%
HK$40,796
+HK$2,340/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$76,912/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,258
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,095/mo
Today · 4.125%
HK$42,433
baseline
▲ 0.50% · 4.625%
HK$44,670
+HK$2,237/mo
Deposit HK$3.40M · loan HK$7.93M · min. income ≈ HK$84,866/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,526
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,974
−HK$1,470/mo
Today · 4.125%
HK$49,444
baseline
▲ 0.50% · 4.625%
HK$52,452
+HK$3,008/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,888/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,760
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,148
−HK$1,409/mo
Today · 4.125%
HK$54,557
baseline
▲ 0.50% · 4.625%
HK$57,432
+HK$2,875/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,114/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,084 · Scale 2, in force from 26 Feb 2026)