LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,851
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,655
−HK$817/mo
Today · 4.125%
HK$27,472
baseline
▲ 0.50% · 4.625%
HK$29,144
+HK$1,672/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,944/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,759
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,531
−HK$782/mo
Today · 4.125%
HK$30,313
baseline
▲ 0.50% · 4.625%
HK$31,911
+HK$1,598/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,626/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,022
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,987
−HK$980/mo
Today · 4.125%
HK$32,967
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$2,006/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$65,934/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,511
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,437
−HK$939/mo
Today · 4.125%
HK$36,376
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$1,917/mo
Deposit HK$4.53M · loan HK$6.80M · min. income ≈ HK$72,752/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,192
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,318
−HK$1,143/mo
Today · 4.125%
HK$38,461
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,341/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,922/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,263
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,095/mo
Today · 4.125%
HK$42,438
baseline
▲ 0.50% · 4.625%
HK$44,675
+HK$2,237/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,876/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,532
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,980
−HK$1,470/mo
Today · 4.125%
HK$49,450
baseline
▲ 0.50% · 4.625%
HK$52,459
+HK$3,009/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,900/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,767
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,155
−HK$1,409/mo
Today · 4.125%
HK$54,564
baseline
▲ 0.50% · 4.625%
HK$57,440
+HK$2,876/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,128/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,139 · Scale 2, in force from 26 Feb 2026)