LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,855
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,659
−HK$817/mo
Today · 4.125%
HK$27,476
baseline
▲ 0.50% · 4.625%
HK$29,148
+HK$1,672/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,952/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,763
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,535
−HK$782/mo
Today · 4.125%
HK$30,317
baseline
▲ 0.50% · 4.625%
HK$31,916
+HK$1,599/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,634/mo (50% DSR)
Upfront cash ≈ HK$6.09M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,026
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$31,991
−HK$981/mo
Today · 4.125%
HK$32,972
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$2,006/mo
Deposit HK$4.54M · loan HK$6.80M · min. income ≈ HK$65,944/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,516
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,442
−HK$939/mo
Today · 4.125%
HK$36,381
baseline
▲ 0.50% · 4.625%
HK$38,299
+HK$1,918/mo
Deposit HK$4.54M · loan HK$6.80M · min. income ≈ HK$72,762/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,197
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,323
−HK$1,144/mo
Today · 4.125%
HK$38,467
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,341/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,934/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,269
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,095/mo
Today · 4.125%
HK$42,444
baseline
▲ 0.50% · 4.625%
HK$44,682
+HK$2,238/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,888/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,539
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,987
−HK$1,470/mo
Today · 4.125%
HK$49,457
baseline
▲ 0.50% · 4.625%
HK$52,467
+HK$3,010/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$98,914/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,774
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,163
−HK$1,408/mo
Today · 4.125%
HK$54,571
baseline
▲ 0.50% · 4.625%
HK$57,448
+HK$2,877/mo
Deposit HK$1.13M · loan HK$10.20M · min. income ≈ HK$109,142/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,200 · Scale 2, in force from 26 Feb 2026)