LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,863
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,668
−HK$817/mo
Today · 4.125%
HK$27,485
baseline
▲ 0.50% · 4.625%
HK$29,158
+HK$1,673/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,970/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,544
−HK$783/mo
Today · 4.125%
HK$30,327
baseline
▲ 0.50% · 4.625%
HK$31,926
+HK$1,599/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,654/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,036
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$981/mo
Today · 4.125%
HK$32,982
baseline
▲ 0.50% · 4.625%
HK$34,989
+HK$2,007/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$65,964/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,527
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,453
−HK$940/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$1,918/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,209
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,335
−HK$1,144/mo
Today · 4.125%
HK$38,479
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,342/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,958/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,282
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$41,362
−HK$1,096/mo
Today · 4.125%
HK$42,458
baseline
▲ 0.50% · 4.625%
HK$44,696
+HK$2,238/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,916/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,554
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,002
−HK$1,471/mo
Today · 4.125%
HK$49,473
baseline
▲ 0.50% · 4.625%
HK$52,484
+HK$3,011/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$98,946/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,791
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,180
−HK$1,409/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$2,877/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,336 · Scale 2, in force from 26 Feb 2026)