LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,865
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$818/mo
Today · 4.125%
HK$27,487
baseline
▲ 0.50% · 4.625%
HK$29,159
+HK$1,672/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,974/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,774
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$783/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,599/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,038
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$981/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,991
+HK$2,007/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,529
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,455
−HK$940/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,313
+HK$1,918/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,337
−HK$1,145/mo
Today · 4.125%
HK$38,482
baseline
▲ 0.50% · 4.625%
HK$40,823
+HK$2,341/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,964/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,284
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,096/mo
Today · 4.125%
HK$42,461
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,238/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,922/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,557
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,005
−HK$1,471/mo
Today · 4.125%
HK$49,476
baseline
▲ 0.50% · 4.625%
HK$52,487
+HK$3,011/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$98,952/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,794
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,409/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$2,878/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,361 · Scale 2, in force from 26 Feb 2026)