LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,870
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,675
−HK$818/mo
Today · 4.125%
HK$27,493
baseline
▲ 0.50% · 4.625%
HK$29,166
+HK$1,673/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,986/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,781
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,552
−HK$784/mo
Today · 4.125%
HK$30,336
baseline
▲ 0.50% · 4.625%
HK$31,935
+HK$1,599/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,672/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,010
−HK$981/mo
Today · 4.125%
HK$32,991
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$2,008/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$65,982/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,463
−HK$940/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,321
+HK$1,918/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,219
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,345
−HK$1,145/mo
Today · 4.125%
HK$38,490
baseline
▲ 0.50% · 4.625%
HK$40,832
+HK$2,342/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,980/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,293
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,097/mo
Today · 4.125%
HK$42,470
baseline
▲ 0.50% · 4.625%
HK$44,708
+HK$2,238/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,940/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,567
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,015
−HK$1,472/mo
Today · 4.125%
HK$49,487
baseline
▲ 0.50% · 4.625%
HK$52,498
+HK$3,011/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$98,974/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,805
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,194
−HK$1,410/mo
Today · 4.125%
HK$54,604
baseline
▲ 0.50% · 4.625%
HK$57,482
+HK$2,878/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$109,208/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,453 · Scale 2, in force from 26 Feb 2026)