LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,874
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,678
−HK$818/mo
Today · 4.125%
HK$27,496
baseline
▲ 0.50% · 4.625%
HK$29,169
+HK$1,673/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,992/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,784
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,556
−HK$783/mo
Today · 4.125%
HK$30,339
baseline
▲ 0.50% · 4.625%
HK$31,939
+HK$1,600/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,678/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,048
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,014
−HK$981/mo
Today · 4.125%
HK$32,995
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$2,008/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$65,990/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,541
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$940/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$1,919/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,223
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,350
−HK$1,145/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,342/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,298
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,379
−HK$1,096/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,239/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,573
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,021
−HK$1,472/mo
Today · 4.125%
HK$49,493
baseline
▲ 0.50% · 4.625%
HK$52,505
+HK$3,012/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$98,986/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,812
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,201
−HK$1,410/mo
Today · 4.125%
HK$54,611
baseline
▲ 0.50% · 4.625%
HK$57,489
+HK$2,878/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$109,222/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,506 · Scale 2, in force from 26 Feb 2026)