LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,875
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,680
−HK$818/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$29,171
+HK$1,673/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$783/mo
Today · 4.125%
HK$30,341
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,599/mo
Deposit HK$5.67M · loan HK$5.67M · min. income ≈ HK$60,682/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,050
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,016
−HK$981/mo
Today · 4.125%
HK$32,997
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$2,008/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$65,994/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,543
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$940/mo
Today · 4.125%
HK$36,409
baseline
▲ 0.50% · 4.625%
HK$38,328
+HK$1,919/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,818/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,225
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,352
−HK$1,145/mo
Today · 4.125%
HK$38,497
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,342/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$76,994/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,300
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$41,381
−HK$1,097/mo
Today · 4.125%
HK$42,478
baseline
▲ 0.50% · 4.625%
HK$44,717
+HK$2,239/mo
Deposit HK$3.40M · loan HK$7.94M · min. income ≈ HK$84,956/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,575
−HK$2,921/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,472/mo
Today · 4.125%
HK$49,496
baseline
▲ 0.50% · 4.625%
HK$52,508
+HK$3,012/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$98,992/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,815
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,204
−HK$1,410/mo
Today · 4.125%
HK$54,614
baseline
▲ 0.50% · 4.625%
HK$57,493
+HK$2,879/mo
Deposit HK$1.13M · loan HK$10.21M · min. income ≈ HK$109,228/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,531 · Scale 2, in force from 26 Feb 2026)