LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,889
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,694
−HK$818/mo
Today · 4.125%
HK$27,512
baseline
▲ 0.50% · 4.625%
HK$29,186
+HK$1,674/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,024/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,801
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,573
−HK$784/mo
Today · 4.125%
HK$30,357
baseline
▲ 0.50% · 4.625%
HK$31,957
+HK$1,600/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,714/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,066
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,033
−HK$982/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$35,023
+HK$2,008/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,561
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,488
−HK$940/mo
Today · 4.125%
HK$36,428
baseline
▲ 0.50% · 4.625%
HK$38,348
+HK$1,920/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,856/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,244
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,371
−HK$1,146/mo
Today · 4.125%
HK$38,517
baseline
▲ 0.50% · 4.625%
HK$40,861
+HK$2,344/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,034/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,321
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,403
−HK$1,097/mo
Today · 4.125%
HK$42,500
baseline
▲ 0.50% · 4.625%
HK$44,740
+HK$2,240/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,000/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,600
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,049
−HK$1,473/mo
Today · 4.125%
HK$49,522
baseline
▲ 0.50% · 4.625%
HK$52,535
+HK$3,013/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,044/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,842
−HK$2,800/mo
▼ 0.25% · 3.875%
HK$53,232
−HK$1,410/mo
Today · 4.125%
HK$54,642
baseline
▲ 0.50% · 4.625%
HK$57,523
+HK$2,881/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,284/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,753 · Scale 2, in force from 26 Feb 2026)