LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,890
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,696
−HK$818/mo
Today · 4.125%
HK$27,514
baseline
▲ 0.50% · 4.625%
HK$29,188
+HK$1,674/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,028/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,803
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,575
−HK$784/mo
Today · 4.125%
HK$30,359
baseline
▲ 0.50% · 4.625%
HK$31,959
+HK$1,600/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,718/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,069
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$982/mo
Today · 4.125%
HK$33,017
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$2,009/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$66,034/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$941/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$1,920/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,247
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,374
−HK$1,146/mo
Today · 4.125%
HK$38,520
baseline
▲ 0.50% · 4.625%
HK$40,863
+HK$2,343/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,040/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,324
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,098/mo
Today · 4.125%
HK$42,503
baseline
▲ 0.50% · 4.625%
HK$44,743
+HK$2,240/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,006/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,603
−HK$2,922/mo
▼ 0.25% · 3.875%
HK$48,052
−HK$1,473/mo
Today · 4.125%
HK$49,525
baseline
▲ 0.50% · 4.625%
HK$52,539
+HK$3,014/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,050/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,845
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,236
−HK$1,410/mo
Today · 4.125%
HK$54,646
baseline
▲ 0.50% · 4.625%
HK$57,527
+HK$2,881/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,292/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,782 · Scale 2, in force from 26 Feb 2026)