LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,892
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$818/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$29,190
+HK$1,675/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,577
−HK$783/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,601/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,070
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,037
−HK$981/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$35,028
+HK$2,010/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,565
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,492
−HK$941/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$1,920/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,248
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,376
−HK$1,146/mo
Today · 4.125%
HK$38,522
baseline
▲ 0.50% · 4.625%
HK$40,865
+HK$2,343/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,044/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,326
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,097/mo
Today · 4.125%
HK$42,505
baseline
▲ 0.50% · 4.625%
HK$44,745
+HK$2,240/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,010/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,605
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,055
−HK$1,473/mo
Today · 4.125%
HK$49,528
baseline
▲ 0.50% · 4.625%
HK$52,541
+HK$3,013/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,056/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$2,801/mo
▼ 0.25% · 3.875%
HK$53,238
−HK$1,411/mo
Today · 4.125%
HK$54,649
baseline
▲ 0.50% · 4.625%
HK$57,529
+HK$2,880/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,298/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,803 · Scale 2, in force from 26 Feb 2026)