LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,893
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,699
−HK$818/mo
Today · 4.125%
HK$27,517
baseline
▲ 0.50% · 4.625%
HK$29,192
+HK$1,675/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$55,034/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,806
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,579
−HK$784/mo
Today · 4.125%
HK$30,363
baseline
▲ 0.50% · 4.625%
HK$31,963
+HK$1,600/mo
Deposit HK$5.68M · loan HK$5.68M · min. income ≈ HK$60,726/mo (50% DSR)
Upfront cash ≈ HK$6.10M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,039
−HK$982/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$2,009/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,567
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,495
−HK$940/mo
Today · 4.125%
HK$36,435
baseline
▲ 0.50% · 4.625%
HK$38,356
+HK$1,921/mo
Deposit HK$4.54M · loan HK$6.81M · min. income ≈ HK$72,870/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,251
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$1,146/mo
Today · 4.125%
HK$38,524
baseline
▲ 0.50% · 4.625%
HK$40,868
+HK$2,344/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$77,048/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,329
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,098/mo
Today · 4.125%
HK$42,508
baseline
▲ 0.50% · 4.625%
HK$44,748
+HK$2,240/mo
Deposit HK$3.41M · loan HK$7.95M · min. income ≈ HK$85,016/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,608
−HK$2,923/mo
▼ 0.25% · 3.875%
HK$48,058
−HK$1,473/mo
Today · 4.125%
HK$49,531
baseline
▲ 0.50% · 4.625%
HK$52,545
+HK$3,014/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$99,062/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,851
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$53,242
−HK$1,411/mo
Today · 4.125%
HK$54,653
baseline
▲ 0.50% · 4.625%
HK$57,533
+HK$2,880/mo
Deposit HK$1.14M · loan HK$10.22M · min. income ≈ HK$109,306/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$425,832 · Scale 2, in force from 26 Feb 2026)